Choosing travel insurance can be easier and faster than you think: learn how to buy it online 

THE Travel insurance It has become an indispensable item in anyone's travel planning. In addition to being a requirement for access to some destinations, the service allows the trip to be more peaceful and economical, as it avoids extra expenses with medical care if necessary.

However, it is important to understand what exactly travel insurance is for, when you may need it during your itinerary and how to purchase it with a good insurance company. 

Read too " Os 100 lugares mais lindos para viajar no Brasil

Step 1: Understand how travel insurance works

how to choose travel insurance

Photo: Omar Prestwich / Unsplash

First of all, it is important to understand how travel insurance works and what you need. We know that unforeseen events can happen anytime and anywhere – even while traveling. Illness, lost luggage and rebooking tickets are some examples of problems that can be solved by hiring this service.

Taking out travel insurance is synonymous with traveling with peace of mind, knowing that you will be able to count on assistance in Brazil and abroad in the event of an accident, illness or other problems. Financially speaking, travel insurance also pays off, since in some countries, such as the United States, private medical care is usually quite expensive. 

Step 2: Certify your destination requirements

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Before taking out your travel insurance, it is extremely important to inform yourself about the requirements of your destination. Some countries require the service to be contracted for tourist access. This occurs, for example, in all European countries that belong to the Schengen Treaty, in which the tourist must have a minimum coverage of 30 thousand euros in their travel insurance. 

It's good to keep an eye out, as these are the countries that are part of the Treaty: Germany, Austria, Belgium, Denmark, Slovakia, Slovenia, Spain, Estonia, Finland, France, Greece, Netherlands, Hungary, Italy, Ireland, Iceland, Latvia, Lithuania, Luxembourg, Malta, Norway, Poland, Portugal, United Kingdom, Czech Republic, Romania, Sweden and Switzerland. 

Step 3: Evaluate the activities you will carry out during the trip

how to choose travel insurance

Photo: Simon Migaj / Unsplash

Another important point to be considered before hiring your travel insurance has to do with the programming of your itinerary. Some adventure sports and extreme activities that involve certain risks may require greater concern. 

Therefore, when traveling to destinations that involve a greater physical risk in activities such as abseiling, trekking, balloon flights, skiing, horseback riding, snowboarding, rafting, zip-lining, among others, care must be taken and travel insurance must be taken out. to avoid any unforeseen circumstances. In this case, it is worth taking out insurance with very complete coverage. 

step 4: choose a reliable insurer

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Now that you know the product you need, it is necessary to evaluate and choose the best insurance company to hire your travel insurance. The tip is always to choose large and well-known companies, which already have experience in the market and good reviews from other travelers. After all, health is more than a serious matter, right?

THE Allianz Travel, for example, has years of experience and is currently a reference in the insurance market. An advantage, in addition to fair and affordable values, is that the service in Portuguese is available 24 hours a day, that is, whenever you need them, they will be available. The company also offers service via WhatsApp, which can further facilitate communication in cases of emergency. 

Step 5: Get a quote and buy your insurance

Photo: Bambi Corro / Unsplash

Getting a travel insurance quote is quick, practical and you can even request it online. The Allianz Travel website is very intuitive and easy to use, in a few clicks it is possible to purchase your travel insurance and then receive the policies by email. 

Just access the Allianz Travel website clicking here and provide some data such as the number of travelers, age, destination and duration of the trip. The quote appears instantly and you can choose between the available plans (Classic, Plus and Prime). Then just check which one can best meet your needs and hire on time, without complications. 

+ Info

Allianz Travel
Phone: 0800 770 8020/ (11) 4331-5445
WhatsApp: (11) 94128 8586
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