Is it worth buying travel insurance? Find out if taking out travel insurance is really necessary and what steps to take before making the right choice
Preparing a travel itinerary – whether for tourism or business – requires a good dose of planning. Hotel reservations, tours, transport, Travel insurance, among other items must be carried out in advance to avoid unforeseen events.
But will buy travel insurance is it really important? Whether or not to join this service is a constant question among travelers. We will explain everything right in this matter so that you can decide whether it is worth taking out travel insurance or not.
Do I need to buy travel insurance?
hire a Travel insurance it's something that, when planning your script, can go unnoticed. However, everyone knows that unforeseen events have no right date or time – and they can come by surprise even during the holidays.
If you are planning a trip, whether to Brazil or abroad, it is important to evaluate this possibility, since, with travel insurance, you will be protected in the event of accidents and illnesses, which can be anything from a simple cold to something more serious. .
Furthermore, in many European countries, through the Schengen Treaty, The Travel insurance is mandatory, that is, you need to hire this service with a minimum coverage of 30 thousand euros before traveling.
In addition, other places such as Cuba, Ecuador, Australia, Venezuela, among others, also require contracting the service. In countries like the USA, insurance is not mandatory, however simple hospital procedures can generate exorbitant medical expenses.
What is travel insurance?
Travel insurance provides the traveler with protection against possible unforeseen events, whether in the national or international territory. Depending on the plan to be hired, the insurance not only covers medical expenses, but also provides support in different situations, such as:
- Refunds for canceled or delayed flights;
- Pharmaceutical care
- Dental expenses;
- Hospital expenses;
- Loss of luggage;
- Loss of documents;
- Lost cards.
The coolest thing is that you can choose the plan that best suits your travel style, your age and your budget, there are several options for Travel insurance on the market today, including for short trips.
What are the benefits of travel insurance?
To begin with, the Travel insurance It brings enormous comfort and makes us feel more relaxed during the trip, without worrying about possible extra expenses. This is especially true for those traveling abroad, as they will find very different cultures, laws and bureaucracies to solve eventual problems, especially those related to health.
Another advantage is in relation to expenses, since, according to an article published by Exame Magazine, a simple medical appointment in the USA can cost more than 500 dollars. On the other hand, the cost of a Travel insurance international, on average, leaves for less than 15 reais per day.
Why buy travel insurance?
Perhaps you are still in doubt whether or not to hire a Travel insurance and whether that could make your script more expensive. To decide, a tip is to put the pros and cons on paper, always remembering that the Travel insurance It has a relatively low cost compared to its great coverage and benefits.
Also consider the activities you plan to do during your trip. Places with trails and adventure sports always demand greater caution. However, as we have already said, life is really a box of surprises, it is up to you to decide whether it is worth taking precautions and traveling calmly or relying on luck.
How to buy travel insurance?
Purchasing travel insurance is getting easier, it is possible to get quotes and hire the service online. This is the case of Allianz Travel, which covers several segments (business, leisure, pregnant women, etc.), and covers everything from hospital expenses to lost luggage.
With service in Portuguese and available at any time of the week, the company offers three plan options (Classic, Plus and Prime).
Phone: 0800 770 8020/ (11) 4331-5445
WhatsApp: (11) 94128 8586
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